UK-wide · 100+ lenders · £500m+ arranged

Commercial property finance for self storage across the UK

We arrange funding for self storage facilities across the whole lifecycle: acquisition finance, bridging, development finance, mezzanine, equity and joint venture capital, and long-term debt.

Our finance
£500m+
Funding arranged
100+
Lender relationships
25 yrs
On the lender side
UK-wide
Coverage
What we do

Finance for the whole self storage lifecycle

Self storage is one of the strongest operational real estate stories in the UK, and it is capital-hungry at every stage. The right facility is rarely the cheapest headline rate. It is the one that completes on time, carries the store through its occupancy build-up and refinances cleanly onto long-term debt. We arrange that facility.

We work with operators, investors and developers across the country. We arrange the acquisition finance that buys an existing store or trading business, the bridging that secures a site or an auction purchase quickly, the development finance that funds a ground-up store or a conversion, the mezzanine and equity that complete the capital stack, and the commercial mortgages and term debt that hold a trading store for the long run.

Self storage is underwritten differently from tenanted commercial property. There is no lease covenant to lean on: lenders read the trading income, the occupancy curve, the net achieved rate per square foot and the operator behind them. Because we sit across more than one hundred lender relationships, we know which desks genuinely back storage, at what leverage and on what terms. That is the work.

The market

The UK self storage market, in numbers

We ground every appraisal in published industry research. A snapshot of the national picture:

3,143
UK self storage stores
SSA UK / Cushman & Wakefield Annual Industry Report, 2026 report
67.5m sq ft
Total lettable space
SSA UK / Cushman & Wakefield, 2026 report
74.5%
Average occupancy (all stores)
SSA UK / Cushman & Wakefield, 2026 report
5%
Prime self storage yield
Savills, European Self Storage Spotlight, Q4 2025

Industry figures are reported nationally by the research houses; yields reflect prime assets and vary by store, location and trading maturity. Sources: SSA UK / Cushman & Wakefield, Savills, FEDESSA / CBRE, Big Yellow Group, Safestore, Shurgard, PSL Limited.

Development pipeline

Live self storage planning applications

We track self storage and container storage planning applications across more than 60 UK council planning portals. 99 self storage and 62 container storage applications are currently in the dataset. The most recent:

Newark Sherwood11 May 2026

Application to determine if prior approval is required for change of use of part of existing steel portal framed agricultural building to a flexible commercial use (self-storage B8) under Schedule 2, Part 3, Class R

26/00694/CPRIORRegistered
Harborough6 May 2026

Change of use of land to site self-storage containers (Use Class B8) (retrospective)

26/00637/FUL
Newham5 May 2026

Redevelopment of Site to provide new self-storage facility (Use Class B8), new flexible workspace / incubator units (Use Class E(g)(iii)) and other works ancillary to the development. This application is linked to application 26/00567/NONMAT which seeks amendments to planning con

26/00434/FUL
Adur Worthing29 April 2026

Application for a Certificate of Lawfulness for confirmation that the planning permission AWDM/2128/21 commenced prior to the 3-year expiry in accordance with Condition 1 by the laying out and construction of part of an access road, relating to development of 53 single storey Cla

AWDM/0519/26Decided
Reigate Banstead24 April 2026

Submission of asbestos details pursuant to condition 6 of permission 25/02292/PAP3R. Change of use of part of an agricultural building to a self-storage use (Use Class B8) within the provisions of Class R of Schedule 2, Part 3 of the GPDO 2015 (as amended)

25/02292/DET06Registered
Reigate Banstead24 April 2026

Submission of EVCP details pursuant to condition 5 of permission 25/02292/PAP3R. Change of use of part of an agricultural building to a self-storage use (Use Class B8) within the provisions of Class R of Schedule 2, Part 3 of the GPDO 2015 (as amended).

25/02292/DET05Registered
Cheltenham15 April 2026

Variation of Conditions 3 (vehicular access hours) and 6 (restricted use of site) of planning permission 25/01375/CONDIT - The proposed amendment to Condition 3 would allow altered and extended hours/days of vehicular access to the site, including the loading/unloading of vehicle

26/00616/CONDITPending Consideration
Sunderland10 April 2026

Change of use of land to a self-storage facility comprising of siting of shipping containers and associated works. (Retrospective)

26/00795/FULCurrent

Source: council planning registers (Idox portals), dataset updated 9 June 2026. Applications are a development-activity signal; inclusion does not imply any connection to us.

Why borrowers work with us

Relationships, structuring and pace

Whole-of-market panel

More than one hundred lender relationships across banks, challenger banks, debt funds and specialist lenders.

Trading-income underwriting

Self storage is underwritten on EBITDA, occupancy and rate, not a lease covenant. We package deals the way storage desks read them.

Whole lifecycle

Acquisition, bridging, development, mezzanine, equity introductions and term debt, arranged alone or in sequence.

We act for you

An arranger and introducer working for the borrower, not a single lender.

Through to stabilisation

We fund the build, then the occupancy build-up, then the refinance onto term debt. The full journey.

Sourced market data

SSA UK and Cushman & Wakefield industry data, Savills yield research and live council planning feeds frame every appraisal.

How we work

From first conversation to drawdown

Deal review

We read the site or store, the trading income, the business plan and your timescale, and tell you what is fundable and on what terms.

Lender selection

We shortlist the desks most likely to back the asset at the leverage you need.

Terms and negotiation

We package the deal, run it to the panel and negotiate heads of terms on your behalf.

Through to drawdown

We manage valuation, monitoring surveyor and legals through to completion or first drawdown.

Matt Lenzie, Founder & Principal Broker at Self Storage Finance
Matt Lenzie · Founder & Principal Broker
A note from the founder
Arranging finance for operational property like self storage is something I have done for over 25 years. Every deal still comes through me personally: the structuring, the packaging, the credit conversations, the legals and the drawdown. Clients are not handed off. They get answers.
Matt Lenzie Founder & Principal Broker

Ready to fund your next store?

Send us the outline and we will come back with a view on fundability and likely terms within one working day.